Share Account Rates

Rates, terms, and conditions are subject to change at any time, without notice.
*APR—Annual Percentage Rate  |  *APY—Annual Percentage Yield
Effective as of 1/1/2024

Share & Share Draft Accounts are Currently Earning

BalanceAPR*APY*
Shares$5 to $50000.25%0.25%
SharesOver $50000.50%0.50%
Share DraftsOver $5000.25%0.25%
Effective as of 07/01/2023

Share Certificates are Currently Earning

($1500 minimum | Subject to a penalty for early withdrawal, minimum 90 days dividends)

TermAPR*APY*
6 Month1.95%1.96%
12 Month2.35%2.37%
18 Month2.40%2.42%
24 Month2.75%2.78%
Effective as of 07/01/2023

Flexible Share Certificates are Currently Earning

You can add to the share certificate anytime during the term. However, you may not deposit more than double the initial deposit amount. Also, you can withdraw twice during the term without penalty. Must maintain $5,000.00 balance after withdrawals.

($5,000 minimum | Subject to penalty for early withdrawal, minimum 90 days dividends.)

TermAPR*APY*
24 Month2.30%2.32%
36 Month2.25%2.27%
Effective as of 07/01/2023

Step-Up Share Certificates are Currently Earning

Rates May Change—If rates go up, this share certificate allows you to request an increase in your rate twice during the term of the share certificate.

($1500 minimum | Subject to penalty for early withdrawal, minimum 90 days dividends.)

TermAPR*APY*
36 Month2.25%2.27%
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