Current Field of Membership

The field of membership shall be limited to those having the following common bond:

1. Persons who live, worship, work (or regularly conduct business in), or attend school in, and businesses and other legal entities located in the counties of Antelope, Boone, Butler, Cedar, Colfax, Cuming, Dakota, Dixon, Dodge, Hamilton, Knox, Madison, Merrick, Nance, Pierce, Platte, Polk, Saunders, Seward, Stanton, Thurston, Wayne, or York, Nebraska; the counties of Bon Homme, Clay, Union, or Yankton, South Dakota, a rural district (Conv. 1/31/2022)

2. Members of records of the Dale Employees Federal Credit Union as of the effective date of its conversion to community charter on January 31, 2022.

3. Spouses of persons who died while within the field of membership of this credit union; employees of this credit union; volunteers in the community; members of their immediate family or household; and organizations of such persons.

Not Presently A Member?

No problem! Contact a Member Service Representative at either office or stop by for more information. Only takes about 15 minutes of your time and $20.00 to begin your account today!

Membership Services

Virtual Branch

Your online link to your DCFCU account. With online banking, you may access your account via the internet, at your convenience. You may view activity, transfer funds & loan payments from shares or share drafts. Other services are:


If you are currently signed up to use our Virtual Branch and want to opt-out of paper statements, you can. Simply log into your Virtual Branch account, choose the “Self-Service” tab, and get your
e-statement preferences setup.

Not a Virtual Branch user? No problem! You can enroll online to get setup. If you have questions, contact a Member Service Representative for assistance.

Online Bill Pay

If you are currently signed up to use Virtual Branch, you also have access to Online Bill Pay. Go to the Virtual Branch, login, and click on the “Bill Pay” tab at the top. If you are not currently signed up for Virtual Branch, click on the button above and choose “Enroll Online” to get setup. Contact a Member Service Representative for assistance.

Mobile Deposit

Deposit your checks from anywhere using your smartphone. Download our app!

ATM Locations

Search for surcharge-free ATMs in Columbus & Norfolk area. Enter the city & state you wish to search and click “Search”.

Visa Gift Card

Each card costs $3.00 to purchase. Can be purchased for up to $1,000.00 and are non-reloadable. They can only be used for point-of-sale transactions only, not ATM withdrawals. There are multiple designs to choose from. The gift cards will only work in the 50 U.S. States and the District of Columbia.

A Credit Union Exclusive!

You pay no monthly or quarterly service charges on credit union accounts.  All share (savings) accounts are insured up to $250,000.00 by the National Credit Union Administration (NCUA).  Direct Deposit is available for all share (savings) accounts and share draft (checking) accounts.

Share Account Products

Share Accounts

Dividends accrue daily (from time of deposit until time of withdrawal) & are compounded  quarterly. These accounts may be opened with a $5.00 deposit.

Share Certificate Accounts

Earn quarterly dividends at a higher rate if held to maturity. Minimum deposits required. Penalty of 90-days dividends for early withdrawal.

Christmas Club Accounts

The easiest way to save for the holidays. No minimum, accrued daily dividends. The funds are transferred to your share or share draft account the first week of October each year. Withdrawals are not allowed.

Vacation Club Accounts

A club account, paying dividends, specially designed for your relaxation. Designed for the get-away vacation you are planning. Dividends accrue daily.

“S” Special Accounts

Designed for the member wishing to save for a special need. Dividends accrue daily.

Share Draft Account Products

Share Draft Accounts

No minimum balance is required, but dividends accrue daily (from time of deposit until time of withdrawal) on a balance of $500.00 or more, & are compounded monthly. No monthly service charges.

Shazam Debit Cards

Available to eligible members, daily dollar limits will apply with appropriate fees.

To Report Lost or Stolen Cash/Credit Cards

Please call: 1.800.383.8000

Travel Advisory

If you are traveling out of the country, you must notify the credit union.  If our cash/check card security system detects activity from out of the country, & we are not aware of yur travels, your card will be deactivated to prevent fraudulent use.  Make certain we have your current contact information on file, including a valid mobile number if you have one.

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